Microfinance niche for spanish banks in Latin America, an andean region approach

Enviado por César Pajares Paz

Resúmen

The past years Latin American microfinance is growing increasingly diverse, not only in terms of the types of institutions but also in the different products they offer. Traditional and leader local banks as well as some international banks are gradually becoming more involved by offering more products and services. And as a response to the rise in competition, some well established MFIs are diversifying with consumer, mortgage, home improvement and other varied financial instruments. But, according recent estimations in major populated countries of the region there is a huge gap between the current supply of financial services to microenterprises or low-income populations and the demand for it. And to reach this potential market there is not a unique model of Latin American microfinance; but the leading approach is the microfinance cluster in the Andean region, which is an urban, individual methodology, that after more than 25 year has stand as a ! sustainable commercially focus microfinance model.

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Enviado por César Pajares Paz